Article Acceptance Company is an independent sub-prime lender, committed to serving the needs of independent used car dealers throughout Los Angeles, Orange, Riverside and San Bernardino counties through the purchasing of retail installment contracts.

 

Applications can be submitted by fax to 909.303.7139. Please submit all documents so we can get you answers quickly.

Please click here for the necessary dealer document for funding.
Dealer Application Form


NO doc or buy fees
FAST FUNDING: Most cases as quick as ONE DAY pending job verification.
RECOURSE: Most cases 1 payment only, some rare cases will need 3 payments.
MAXIMUM TERM: 60 Months
MAXIMUM AMOUNT FINANCED: $16,000.00 (Line 7).
MAXIMUM ADVANCE OF WHOLESALE KBB: 130%

BORROWER GUIDELINES:
  • Minimum of 1 year of continuous employment
  • Minimum $1400.00 gross monthly income
  • Pay stubs matching verified job with YTD figures
  • Cash income must include bank statements (minimum 3 months & must show regular activity)
  • VEHICLE GUIDELINES:
  • Maximum vehicle age - 12 YEARS
  • No branded, salvage, livery, or gray market vehicles accepted
  • No highline, hybrid, or electric vehicles
  • AutoCheck must be clean

  • Dealer Information



    Please send the following documents when submitting your applications:

  • Credit application, signed by ALL applicants
  • Structure of deal
  • Copy of Kelly Blue Book
  • Copies of check stubs
  • Additional Pages
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    Contact Us
    Article Acceptance Company
    P.O. Box 3899
    RANCHO CUCAMONGA CA 91729

    Email: info@articleacceptance.com

    Local: 1-909-303-7220
       Fax: 1-909-303-7139